Last Updated: April 6, 2026
Welcome to Kelly & Kelley LLP. By accessing or using our website and services, you agree to be bound by these Terms & Conditions ("Terms"). Please read them carefully. If you do not agree with these Terms, you may not use our website or services.
By using our website, submitting inquiries, or engaging with our services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms apply to all visitors, users, and others who access or use our services.
You agree to use our website only for lawful purposes and in accordance with these Terms. You may not:
Kelly & Kelley LLP provides direct business lending services. All financing applications are subject to approval and underwriting criteria. We reserve the right to deny any application at our sole discretion.
Submitting an inquiry or application does not guarantee approval for financing. Terms, rates, and amounts are determined on a case-by-case basis and depend on factors including creditworthiness, business financials, and other underwriting criteria.
If you are approved for financing, you will be required to sign a separate financing agreement. The terms of that agreement will govern your relationship with Kelly & Kelley LLP regarding the specific financing transaction.
If you opt in to receive text messages from Kelly & Kelley LLP, the following terms apply:
By opting in, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from Kelly & Kelley LLP using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.
Message frequency varies. You may receive up to 4 messages per month. Actual message frequency depends on your account activity, ongoing promotions, and service updates.
Message and data rates may apply. Standard messaging rates from your mobile carrier will apply to each message sent or received. Please consult your carrier for details about your messaging plan.
You may opt out of text messages at any time by replying STOP to any SMS message from us. After replying STOP, you will receive one final confirmation message, and then you will be unsubscribed from our SMS program.
For help or questions about our text messaging program, reply HELP to any message or email us at scott@kellyandkelleyllp.com.
Your consent to receive SMS messages is NOT a condition of purchase or use of our services. You may request financing and use our services without subscribing to text message communications.
Mobile carriers are not liable for delayed or undelivered messages. We are not responsible for messages that fail to deliver due to carrier issues, network outages, or device compatibility.
All content on this website, including text, graphics, logos, images, and software, is the property of Kelly & Kelley LLP or its content suppliers and is protected by United States and international copyright and trademark laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our prior written consent.
Our website and services are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We do not warrant that:
To the fullest extent permitted by law, Kelly & Kelley LLP shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.
You agree to indemnify, defend, and hold harmless Kelly & Kelley LLP, its officers, employees, and agents from any claims, liabilities, damages, losses, or expenses (including attorneys' fees) arising out of or related to your use of the website or violation of these Terms.
Our website may contain links to third-party websites that are not owned or controlled by Kelly & Kelley LLP. We are not responsible for the content, privacy policies, or practices of any third-party websites. You access third-party websites at your own risk.
We reserve the right to modify these Terms at any time. Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of the website after changes are posted constitutes your acceptance of the revised Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of Idaho, without regard to its conflict of law provisions. Any disputes arising out of or related to these Terms or your use of our website shall be subject to the exclusive jurisdiction of the state and federal courts located in Idaho.
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Kelly & Kelley LLP regarding your use of our website and services.
If you have any questions or concerns about these Terms & Conditions, please contact us:
Kelly & Kelley LLP
6620 ID-44
Star, ID 83669
Email: scott@kellyandkelleyllp.com